With our low interest rates for auto refinances, now is a good time to see if your current auto loan is costing you money. A refinance could put that money right back in your pocket. Other signs it might be time to refinance include an improved credit score, a goal to put more money back in your monthly budget, a want to pay off your loan faster, or if you simply haven’t reevaluated your loan in a while.
1. Offer expires December 31, 2021. Excludes all loans currently financed with US Community Credit Union and all USCCU loans made through indirect lending at dealerships. Offer valid on auto loan refinances from other financial institutions only. All auto loans with a balance of $7,500 and over will receive $100 cash upon loan closing.
2. APR = Annual Percentage Rate. Rates and terms based on individual’s credit score and qualifications. Rates and terms subject to change. All loans subject to approval. Rates current as of 3-30-2021.
3. Interest begins accruing upon disbursement of loan. Deferred payment option available upon request.
Membership is open to anyone who lives, works, worships, or attends school in and businesses and legal entities located in Davidson, Rutherford, Wilson, Williamson, Sumner, Cannon, Cheatham, Dickson, Hickman, Macon, Maury, Robertson, Smith, or Trousdale Counties. Members of the immediate family or household members may also be members of the credit union.