Learn more about USCCU today!

It's the PERFECT TIME to transfer that high rate balance from your old card to a NEW USCCU CREDIT CARD!

Credit Card Balance Transfer Special

  • 0% APR on Balance Transfers for first 180 Days
  • 2.99% APR on Purchases for first 180 Days!
  • No Balance Transfer Fee
  • No Annual Fee  
  • Apply before November 30, 2024!
APPLY NOW

Open a USCCU Credit Card!

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Earn Points

Earn points when you make purchases. Redeem points for merchandise, plane tickets, etc.

Get Cash Back

Instead of using your points to purchase items, you can redeem your points for cash back.

Consolidate Debt

Pay off high-interest-rate debt and reduce stress with fewer bills when you consolidate.

Talk to a USCCU Credit Card Specialist

CONTACT US

Already have a USCCU Credit Card?
You might still qualify for:

  • 0% APR on Balance Transfers from another financial institution for first 180 Days¹³
  • No Balance Transfer Fee
  • No Annual Fee  
  • Apply before November 30, 2024!

Visit One of Our Local USCCU Branches Today!

Credit Cards, Checking Accounts, Loans, and More

FIND A BRANCH NEAR YOU

You can also call (615) 256-8712 or email info@usccu.org to have one of our Financial Representatives help you get started.

Ready To Start Your Online Application?

Because BEING REWARDED for
How You Spend Your Money
MATTERS!

1. APR=Annual Percentage Rate. Rates and terms based on individual’s credit score and qualifications. Rates and terms subject to change. All balance transfers are subject to approval. APR is determined at the time of your application. Rates current as of 10/1/2024. Membership required. Terms and conditions apply.

2. NEW USCCU CREDIT CARD ACCOUNTS: Must have a credit score of 650 or higher at the time of your application to qualify. Introductory rate of 0% APR on balance transfers to new USCCU credit cards last 180 days from time of card opening. After 180 day introductory period, your rate will return to original qualifying rate not to exceed 29.95% APR. New purchases on new USCCU credit cards will receive 2.99% APR for 180 days from time of card opening. Minimum balance transfer amount of $500 and maximum amount of $10,000. Offer valid on balance transfers from non US Community Credit Union credit cards only. Balance transfers do not earn rewards points. Offer expires 11/30/2024.

3. CURRENT USCCU CREDIT CARD ACCOUNTS: Introductory rate of 0% APR on balance transfers to current USCCU credit cards last 180 days from time of transfer. After 180 day introductory period, your rate will return to original qualifying rate not to exceed 29.95% APR. Minimum balance transfer amount of $500 and maximum amount of $10,000. Offer valid on balance transfers from non US Community Credit Union credit cards only. Balance transfers do not earn rewards points. Offer expires 11/30/2024.

US Community Credit Union is backed by the NCUA, they are a Equal Housing Lender and an Accredited by BBB
US Community Credit Union is backed by the NCUA, they are a Equal Housing Lender and an Accredited by BBB