HELOC Promo 2_2019
Learn more about USCCU today!

Using A Home Equity Line Of Credit

A paint roller dripping with yellow paint

Home Remodel

Your old kitchen just isn't cutting it. Add a little bit of style with new countertops and cabinets.

Tropical island vacation setting

Dream Vacation

The time is now. Go ahead and take that vacation you've been dreaming of all these years.

Hand holding money

Consolidate Debt

Pay off high-interest-rate debt and reduce stress with fewer bills when you consolidate.

Newly remodeled kitchen

USCCU Limited Time HELOC Special

  • An introductory rate of 2.99% APR for the first twelve months!*  
  • USCCU will pay up to $500 toward closing costs.**  
  • Up to 90% Loan to Value (LTV)
  • No Annual Fee  
  • Refinance options available
  • Quick turnaround
  • Interest may be tax deductible †
  • Apply before June 30, 2019!

Talk to a USCCU Home Loan Specialist


We've Been Making Loans for 70 Years

Since 1949, US Community Credit Union (USCCU) has helped Middle Tennessee residents with access to better rates and less fees. We offer a wide variety of banking products and services to help our members reach their financial goals. Visit one of our 7 local branches and see what USCCU can do for you!

Visit USCCU Today To Open Your Home Equity Loan!

Make those home improvements today!


You can also call (615) 256-8712 or email mortgages@usccu.org to have one of our Financial Representatives help you get started.

Ready To Start Your Online Application?


*APR=Annual Percentage Rate. Introductory APR for well-qualified borrowers at a maximum Loan to Value ratio (“LTV”) of 90% depending on borrower’s loan scenario. Introductory Home Equity Line of Credit (HELOC) rate as low as 2.99% APR for the first twelve (12) months. After twelve month introductory period, APR will default to qualifying rate as determined and disclosed at the time of the loan closing. As of 2/15/2019, qualifying interest rates are as low as 4.25% APR with a product floor rate of 4.00% APR and the maximum is 18.00% APR. Rates are based on the Prime Rate published in the Wall Street Journal Money plus a margin. Rates and terms based on individual's credit score and qualifications. Rates and terms subject to change. Home value is based on US Community Credit Union verified source such as an appraisal, which is required. Borrower pays appraisal fee. Property insurance will be required, including flood insurance if applicable. Minimum line amount $25,000. Offer not available to members who have an existing Home Equity Loan or HELOC with US Community Credit Union. Early loan termination fees may apply. Home Equity products available in Tennessee only. Limited time offers subject to credit approval. Offers subject to change or may expire without notice. Application for HELOC promotion must be submitted between 2/21/2019 and 6/30/2019. All loans are subject to credit approval. Contact the credit union for any questions regarding promotion.  

** Closing costs are estimated to range between $500.00 and $1,000.00. US Community Credit Union will pay up to $500 toward closing costs for HELOCs $25,000 and higher. Appraisal fee not part of closing costs.  

† Contact a tax advisor concerning tax-deductibility.  

NMLS ID: 363210

US Community Credit Union is backed by the NCUA, they are a Equal Housing Lender and an Accredited by BBB
US Community Credit Union is backed by the NCUA, they are a Equal Housing Lender and an Accredited by BBB