That's Right, You Don't Even Need a Bank!
US Community Credit Union (USCCU) is a not-for-profit financial institution that provides all of the conveniences of a bank but with amazing rates and more personalized service.
That's Right, You Don't Even Need a Bank!
US Community Credit Union (USCCU) is a not-for-profit financial institution that provides all of the conveniences of a bank but with amazing rates and more personalized service.
Gain Control of Your Finances
Full Account Control
As a member, you own a piece of our credit union. Plus you get the support you need to maximize your personal and business finances.
Low Loan Rates
Since we exist solely to serve our members, we are able to offer low interest rates that banks can't beat.
Personalized Service
You are more than an account number. That’s why we spend time on your questions and future plans.
Quick Loan Approvals
When you're ready to make a big financial decision, apply for a loan through USCCU for fast turnaround and terms fit for you.
Connect Anytime, Anywhere
Between mobile banking, our 30,000 ATMs, and 5,000+ shared branches, you’ll have access to your account everywhere.
We Pay It Forward
Community isn't just part of our name, it's why we exist. Join us as we support schools, host fundraisers, and attend festivals.
Why Choose USCCU?
Because We Treat You Like Family.
“My experience was beyond amazing. Since the first time I walked through the doors, everyone was so welcoming. I had no credit; now I have fair credit. Still working on it, but without them I would not have had any credit.”
Jessica, Y Member Since 2009
Checking Accounts
Get the flexibility of a checking account that fits your lifestyle. We offer accounts with no monthly fees and no minimum balances. Plus you can get your debit card the same day you open your account!
Checking Accounts
Get the flexibility of a checking account that fits your lifestyle. We offer accounts with no monthly fees and no minimum balances. Plus you can get your debit card the same day you open your account!
Auto Loans
Find the car of your dreams faster when you apply for an auto loan with USCCU. Getting pre-approved allows you to experience our low rates, flexible terms, and quick turnaround.
Home Loans
Investing in a home is a big decision. That's why we have Home Loan experts to walk you through the process every step of the way.
Home Loans
Investing in a home is a big decision. That's why we have Home Loan experts to walk you through the process every step of the way.
Credit Cards
When you need to make purchases large and small, a USCCU Credit Card is a perfect fit. Take advantage of low interest rates, cash back rewards, no annual fees, and no balance transfer fees.
We're in Your Neighborhood!
Choose from 7 local USCCU branches in Davidson, Rutherford, Sumner, Williamson, and Wilson county with thousands of easily accessible fee-free ATMs nationwide.
Frequently Asked Questions
What is a credit union?
- Credit unions are not-for-profit financial cooperatives owned by their members. That means we give profits back to you in the form of higher savings rates, lower loan rates, and less fees.
Who can join US Community Credit Union?
- Our doors are open to the public including anyone who lives, works, worships, or attends any school in Davidson, Rutherford, Sumner, Williamson, or Wilson Counties.
How many locations does US Community Credit Union have in the Middle Tennessee area?
- We offer 7 local USCCU branches in addition to over 5,000 nationwide CO-OP shared branches, and a network of over 30,000 ATMs.
I belong to another bank but I want to switch to USCCU. How difficult is the process?
- It’s easy to transition accounts with our Switch Kit. You can download all of the information and forms you need to switch your checking and savings accounts today.
Membership open to anyone who lives, works, worships, or attends school in Davidson, Rutherford, Sumner, Williamson, or Wilson Counties.
NMLS #363210
NMLS #363210
